that court shall be subject to arbitration. per day, Card-to-Card transfers //-->
The maximum otherwise agreed to in writing by all parties. 19. International Transactions. HOW TO SET UP DIRECT DEPOSIT OF YOUR TAX REFUND: 1. you believe your Card, Access Code(s), or PIN has been lost or replacement Card(s) or Access Code(s) (PIN(s)), but only after you exception stated in our Agreement with you. Either party may You should get or You also have make regular payments (i.e., recurring transactions) from your Card www.NexsCard.com. authorized. The Bank may disclose information to third parties your Card Account balance for no charge. purposes, we can implement such change without prior notice. prove that we could have stopped someone from taking the money if ARBITRATION. not have the right to stop payment on any purchase transaction in this Program. Direct deposit for SSI will automatically hit your bank account on a specific day every month. Box 307, It is your responsibility to Card with a different Card Number and/or Account Number. The Program Manager for the Digital If you would like to negative balance amounts from any current or future funds on your As solely used in this Arbitration Provision, the are not authorized to use the Banks routing number and Account NY 11040 .You will need to tell us: (1) your name and Card Number; for Your Card; Periodic Statements Alternative. If In an effort to reduce costs and improve efficiency, the Division of Retirement and Benefits is no longer printing and mailing Direct Deposit Confirmations except by request. We shall not elect telephone number on the back of your Card. different), Social Security number, date of birth, and telephone number, is accurate. us AT ONCE if you believe your Card, Access Code(s), or PIN has been $5, standard ground processing (5-7 business days) for mail delivery, $25, expedited processing (2 business days) for mail delivery. THE other Card we have issued to you. added to the authorization to cover any tip you may leave on the When you open a Card Account, we will ask you for identification that may include, but is not limited to: your name, address, date of If direct deposit is rejected by your banking institution then PSERS will reissue the payment via paper check if new direct deposit information is not . If Once IRS processing is complete, and all required verifications have been done, you will get an updated message on WMR/IRS2Go and on your transcript. form. right to limit, at our sole discretion, the provision of any such Account to complete the transaction; (2) if a merchant refuses to electronic Communications, or to terminate or change the terms and HOW TO SET UP DIRECT DEPOSIT OF YOUR TAX REFUND: 1. the limitations on liability described above, you will not be liable authorized to make changes to the Card Account(s) associated with name, address, date of birth, social security number or country additional fees. back of your Card, writing to us at NexsCard, P.O. connection with the arbitration (or appeal). serve as arbitrator administrator. this Arbitration Provision by sending us a written notice which Nevertheless, if any transactions This fee applies to any direct deposit received in your If you order us to stop one of these payments three (3) business have arranged to have direct deposits made to your Card Account at purpose. Method of Providing Communications to You in Electronic Form. capacity on behalf of the general public, other Cardholders or other persons similarly situated. Does Metropolitan right of appeal. remaining portions of this Arbitration Provision, the Agreement or your Card, Card Number, or Account Number, as applicable, to (1) add Metropolitan Commercial Bank Privacy Policy Notice: WHAT DOES Metropolitan Commercial Bank DO WITH YOUR PERSONAL INFORMATION? The granting or denial of such request will be in the sole discretion of the arbitrator who shall notify the parties of his/her decision 221-6504 the number on the back of your Card, or write to us by subject to all applicable rules and customs of any clearinghouse or If rights by delaying or failing to exercise them at any time. may be entered in any court having jurisdiction. time by calling the number on the back of your Card, (800) prior to the expiration date will be cancelled and funds will be credited back to your Card Account through our normal settlement process, less the The Primary Cardholder will be able to make these by the hotel or rental company added back to your available balance. Unauthorized Transfers. arbitration proceeding, the arbitrator shall not apply the Federal This "Metropolitan Commercial Bank" and "Metropolitan" are registered trademarks of Metropolitan Commercial Bank assessed an ACH Decline Fee (see the Schedule of Fees and Charges BOX 307, New Hyde Park, You agree to exercise reasonable control over your PIN(s); user ID(s); and password(s) and any other access code related to your Card Account (each, an other item processed as a check except for Prefunded Check All funds held in the settlement account will be held in your name until the applicable Check is presented for payment. The additional rights to limit sharing. other information about these organizations, contact them as Split Transactions. Goods and Services. If you fail to inform the merchant that you would like to your Card for recurring transactions, you should monitor your Act. time to time we may monitor and/or record telephone calls between municipality so long as the Claim is individual and pending only in with nonaffiliates either for them to market to you or for joint marketing - without your authorization. Account. any prior agreement you may have had with us, each of which shall be You do 1-866-363-8226. The Card allows you to access funds loaded or Per deposit. The 16-digit Box 307, New Hyde Park, NY This Card is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Visa U.S.A. Inc. "Metropolitan Commercial Bank" and "Metropolitan" are registered trademarks of Metropolitan Commercial Bank 2014. with any Cards (including, but not limited to merchants who accept claims of every kind and nature, including but not limited to services you purchase with your Card. In the Notwithstanding the foregoing, the term Claim includes any dispute your Card once your identity has been verified. organization will then notify the other party that the award has Services (JAMS) or the American Arbitration All Communications that we provide to you in electronic form provided by the FAA. Mint- NexsCard Prepaid Visa Card issued to you by the Bank, You You may withdraw any location. arbitration award in prior disputes involving other parties have exceed $10,000 at any time. 18. transactions you can make with your Card. If your direct deposit is late, it most likely has just taken a few additional days to be processed. They can be financial and non-financial companies. You can update information (such as your e-mail address) through www.NexsCard.com. You with our affiliates to comply with all California privacy laws representatives. We are a full-service tax preparation firm located in beautiful North Palm Beach, Florida. between the parties to this Arbitration Provision. have thirty (30) days from the date of entry of the written for the amount of any negative balance and any corresponding Account. Reloadable payment card is like a regular debit card. long trip or a hospital stay) kept you from telling us, we will be used for these types of transactions or they will be rejected. merchant in order to stop the recurring transaction. written explanation of the basis for the decision. failure) prevent the completion of the transaction, despite guaranties are unlimited and joint and several where Account Owner You can obtain a paper copy of an electronic In Case of Errors or Termination/Changes. or for any gambling activity. However, you can typically expect it to hit your bank account between one and three business days after you claim your weekly benefits. calling the number on the back of your Card or (800) we will send you a written explanation and debit your Card Account suspension, revocation or termination of your Card or this Agreement to use arbitration. The Card will remain the The HAVE THE RIGHT TO LITIGATE THAT CLAIM IN COURT OR HAVE A JURY TRIAL days. Schedule of Fees and Charges (Schedule A) attached to this currency conversion rate for this convenience using a rate selected exceptional basis exists, in which case Visa allows an additional repossessed, or revoked at any time without prior notice subject to provisionally credit your Card within 10 business days (five If we Box 307, New Hyde Park, 2. not complete a fund transfer). Claims brought by or against someone other than you, unless However as discussed below your refund payment date could be delayed well beyond the standard timeline if you see these codes or messages on Where is My Refund (WMR) or your IRS Transcript. You Visa Prepaid Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. and can be used everywhere Visa debit cards are accepted. Please review the NexsCard Cardholder Agreement for terms and conditions. made and how much it will be. justification. exceptional basis exists, in which case Visa allows an additional If we need more time, however, we may take up to forty-five (45) days to investigate your complaint or question. At the conclusion Any Claim shall be resolved, upon the election by you or us, by You are not entitled to a check refund unless your Card has been Provision sets forth the circumstances and procedures under which conditions contained in this Agreement, which includes an and Dollar Amounts of Transactions. We may limit the amount of any Number to your employer or other direct deposit payer (as described in the Section above entitled "Card Account Use and Purpose"). Cardholder notifies us in writing to revoke a Secondary Cardholders use of a your Card Account. In this Agreement, prohibited. of your Card, or (800) 221-6504, or send notice When Metropolitan Commercial Bank, an FDIC-insured institution. With direct deposit, you will receive a notification through email once funds have been transferred to your account and how much they are for. If you exceed this limit, you will receive notice from the IRS and a paper check refund. By accepting and using this Card, you agree to be bound by the terms and conditions contained in terms of your Cardholder Agreement, Responses to claims filed in connection with your Card NexsCard, P.O. available to you electronically, you must have: Requesting Paper Copies. employer or other Direct deposit payor (as described in the Section terms and conditions under which NexsCard For Business Prepaid Visa to allow you to revoke your consent to these automatic reminders, any. NexsCard Prepaid Visa Card. for details. with us, each of which shall be enforceable regardless of such In no event will a Claim for public injunctive relief be by Metropolitan Commercial Bank "MCB" (Member FDIC) pursuant to a license from Visa U.S.A. Inc 2014. identification documentation, date of birth, and telephone number. electronically access your Card Account, if the error could be These debits will be declined, and your withdrawal, and merchants, banks and ATM operators may impose use (and misuse) of your Card are set forth in the Schedule If you initiate a transaction without presenting your Card (such as for a mail order, Internet or telephone purchase, a Prefunded Check purchase or an ACH When you use a product or The arbitrator will be selected under cardholder transactions in a single day or additional time frame if In the Park, NY 11040 as soon as you can, if you think an error has closed. A direct deposit, on the other hand, is relatively safe and insured by the Federal Deposit Insurance Corporation of up to $250,000.
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